Credit Risk as an Accelerator, Not a Roadblock!

 

Thrilled to share insights from the recent VISA Credit Acceleration (VCA) Roundtable in Cairo, where we dove deep into rethinking lending growth.

The core takeaway? Sustainable credit expansion isn’t about volume; it’s about precision, transparency, and intelligent risk orchestration.

We brought together senior credit risk leaders to examine the shift from viewing risk management as purely defensive to seeing it as an enabler for growth. Key topics included:

• Embedding alternative data and advanced analytics into modern credit decisioning.
• Leveraging automation to achieve systematic and efficient risk execution.
• Translating analytical capability into measurable business outcomes, especially in digital lending and the context of emerging markets.

In a stabilizing economy like Egypt’s, the alignment between innovation and governance is truly essential. It was a powerful example of how structured dialogue and cross-industry collaboration can accelerate meaningful progress in credit risk management.